Chequing

Spend Well

It is best when the things you spend your money on, are things you truly value. To save money on your chequing account, choose the one that suits your spending habits best.

PERSONAL CHEQUING ACCOUNTS

Pay As You Go

If you don’t write many cheques or have multiple pre-authorized debits, this may be the account for you. It has no monthly fees and you only pay for what you use.


Features

  • No monthly fee
  • Pay per transaction
  • No interest
  • No minimum balance required
  • ding free® Canadian Credit Union ATM transactions
Interest Bearing

Keep a minimum monthly balance of $5,000 and this account will reward you with convenience. With chequing and savings in one interest bearing chequing account, there’s no need to move your money back and forth.


Features
Maintain a $5,000 monthly minimum balance and you get:

  • Tiered interest, calculated daily, paid monthly
  • No monthly fee
  • Unlimited transactions including cheques and Interac direct payment transactions
  • Unlimited internet or telephone banking
  • Unlimited e-transfers
  • ding free® Canadian credit union ATM transactions

Unlimited
If you use your MemberCard for coffee every day, or you write a lot of cheques you’ll probably want this account, with its fixed monthly fee.

Unlimited transactions include:

  • E-transfers
  • In-branch withdrawals, cheques & preauthorized debits
  • Interac debit payments
  • Bill payments – in-branch, internet or telephone banking
  • ding free® Canadian credit union ATM transactions
Electronic

Why pay for features you don’t use?

For members that prefer to do all of their banking digitally. This account saves you time, keeps everything at your fingertips and saves you money with this predictable monthly fee.


Unlimited transactions include:

  • Preauthorized withdrawals
  • Point of sale transactions
  • Online, mobile and telephone banking bill payments
  • ding free® Canadian credit union ATM transactions
  • E-statements
ATM service charges apply for non-credit union ATMs, US & International ATMs. See Account Fees and Details for more information.
Golden Chequing
A chequing account designed for the needs of members age 59 and older.  This account doesn’t pay interest, but it does save you time and money.

Features

  • No Monthly Fee
  • 30 free transactions per month
  • Non-interest bearing

Transactions include:

  • Preauthorized withdrawals
  • Point of sale transactions
  • Online, mobile and telephone banking bill payments
  • ding free® Canadian credit union ATM transactions
  • E-statements
ATM service charges apply for non-credit union ATMs, US & International ATMs.
Fees will be applied after 30 transactions.  See Account Fees and Details for more information.
USD Account

Your money goes international.

With a USD chequing account there is no need to convert U.S. cheques or cash, just deposit them to your USD account. When you go to purchase from this account, you eliminate the need to buy U.S. Money Orders or Drafts, you can simply write a cheque.


Features

  • No monthly fee
  • Non-interest bearing

ACCOUNT FEES AND DETAILS


Transaction Type

Fee

Cheque
$1.00
Pre-authorized debit
$0.85
Interac direct payment $0.85
Interac e-transfer $1.00
In-Branch bill payment $2.50
Online & Telephone Bill Payment $0.85
Non-Credit Union ATM withdrawal $2.00
US/International ATM transaction $3.50


If the monthly $5,000 minimum balance is not maintained, the following service fees apply:


Transaction Type

Fee

Cheque
$1.00
Pre-authorized debit
$0.85
Interac direct payment $0.85
Interac e-transfer $1.00
In-Branch bill payment $2.50
Online & Telephone Bill Payment $0.85
Non-Credit Union ATM withdrawal $2.00
US/International ATM transaction $3.50


Transaction Type

Fee

Monthly Fee $20.00
Non-Credit Union ATM withdrawal $2.00
US/International ATM transaction $3.50



Monthly Fee: $15.00 


Because this is an electronic account, if you write cheques or bank in branch, the following fees will apply:


Transaction Type

Fee

Cheque
$3.00
In-Branch bill payment $2.50
Non-Credit Union ATM withdrawal $2.00
US/International ATM transaction $3.50

This package includes 30 free transactions per month.  After 30 transactions, the following fees apply:


Transaction Type

Fee

Cheque
$1.00
Pre-authorized debit
$0.85
Interac direct payment $0.85
Interac e-transfer $1.00
In-Branch bill payment $2.50
Online & Telephone Bill Payment $0.85
Non-Credit Union ATM withdrawal $2.00
US/International ATM transaction $3.50




  • No monthly fee
  • Non-interest bearing
  • $1.75 per cheque/pre-authorized transactions
OPEN A CHEQUING OR SAVINGS ACCOUNT TODAY

Opening a new banking account at Fusion is quick and easy! Choose from a variety of options and find an account that suits your needs.

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